Travel insurance is a must when you go abroad for traveling; it should cover sufficient medical facilities, natural disasters, and avalanches. So, it is an inseparable thing while beginning a trip.
It would be nothing if trekking routes are not remote and barren land in Nepal. Indeed, most trekking routes of Nepal are so neuter and isolated from the colony. Sometimes, travelers get into some kind of serious medical issues which requires helicopter evacuation. If you don’t have travel insurance for Nepal, you may be in a danger. Not only that, but it can also end up with your bank balance costing your health. Therefore, you have to buy special travel insurance which comprises medical insurance, trip cancellation as well as helicopter evacuation.
Common injuries like sprained ankles to life threatening situations like high altitude sickness are common but unavoidable issues, that must include in your travel insurance. So, before you buy travel insurance, you must read their terms and conditions.
Is travel insurance cover helicopter evacuation necessary to trek in Nepal?
Because of the remote areas and no facilities of hospitals in the Himalayas, trekkers who are hurt badly must be taken to Kathmandu. Moreover, it may take nearly 5-7 days to bring back to Kathmandu by local transport/walking. So helicopter evacuation is the only way to ensure the safety of trekkers in Nepal.
Does helicopter evacuation cover over 6000 m altitude?
The most insurance company does not cover mountaineering and ice climbing. As if you are climbing Island Peak, Lobuche Peak, then it does not cover as it stands over 6000 m which does not comply with most of the insurance companies’ policies. For this purpose, you want to contact your local mountaineering association. It needs to be done before you plan your trip ahead.
Which is the best travel insurance company for Nepal Trek?
I have not gone through any other insurance company except worldnomads. I found world nomads is the best among the betters. It covers trekking insurance up to 6000 m in all countries except Antarctica. It means it includes all the trekking routes of Nepal. Because the highest point of Nepal trekking is 5545 m which is Kalapathar, Everest. Everest Base Camp is only 5364 m high. It means worldnomads covers all the trekking routes in Nepal. However, as I mentioned above, you need to contact with local mountaineering travel insurance company if you want insurance for peak climbing above 6000 m.
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